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My name is Jake Horman. I am a Veteran, served for over 25 years and still serving in the Michigan Army National Guard. Wanted to do something with my life to help people, so thats what brought me here. I am an Independent agent, which means I work with most of the top rated companies in your state, not just one so we are able to find the best product for the price!
At For Real Financial, we want to help you protect the most precious things in your life. Since 2022 we’ve put our clients firmly at the forefront of our competitive Life Insurance Agency. It’s what sets us apart from the competition. Work with many different Top A Rated carrier's, so we can do all the shopping around for you.
We offer a wide range of insurance products and unparalleled customer support, so we’re always here when you need us the most. Contact us to find out more about our extensive selection of products and services and how we can provide the extra layer of protection you’ve been looking for.
Everyone has different insurance needs. Call today for a personalized business or individual assessment and find out how I can help protect your hard-won assets. I look forward to being your Agent for the life.
With established relationships with numerous carriers, we can put together a reliable Family or Individual Insurance policy that offers the highest level of protection for you. Term, Whole Life and IUL’s, also have money back policies for those that qualify. Non medical exam policies available.
We offer different packages tailored to meet your personal, ever-changing needs. Our team is happy to answer your questions and make personalized recommendations for the best Mortgage Protection for your circumstances. Book an appointment to find out more.
Final expense life insurance is a type of life insurance specifically designed to cover end-of-life expenses, such as funeral costs. Final expense policies can be an important financial safety net for loved ones left behind.
When you purchase final expense insurance, you are essentially pre-paying for your funeral costs. This can be a burden lifted off of your family during an already difficult time. And, because final expense insurance is generally easy to qualify for, it can provide peace of mind knowing that your final expenses are taken care of.
People buy annuities primarily for two reasons: tax-deferred earnings and guaranteed income. A retirement annuity provides you with steady, guaranteed income during retirement — either for your lifetime or for a specific period of time of your choosing. A retirement annuity can be used in conjunction with Social Security and your retirement savings to create more diversified financial security in retirement. At For Real Financial we personally help you find the best solution for your retirement needs.
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We can help you find coverage that balances affordability, quality, and doctor preferences.
Medigap policy supplements your Original Medicare coverage, covering more expenses. Medigap provides more choice and covers a larger network of health care providers than other options.
If you have Original Medicare, a Medicare Supplement plan may help you cover the costs of your healthcare, therefore saving you money.
Please contact us if you cannot find an answer to your question.
An insurance premium is the amount of money an individual or business pays for an insurance policy.
Proceeds from a life insurance application to a beneficiary are tax-free. Loans against a life insurance policy can be tax-free. Withdrawals from the life insurance policy’s cash value are subject to taxes.
Term insurance is the best if you want a life insurance plan at the cheapest cost. However, if you want to be covered for the rest of your life, a whole life insurance (permanent insurance) plan is the best.
A life insurance policy is a contract with an insurance company. The issuing insurance company pays a lump sum death benefit to your beneficiaries in exchange for a series of premium payments.
The point of life insurance is to protect the named beneficiaries financially after the insured person passes away.
If you are a parent, you want to make sure the coverage amount will fulfill everyday living expenses, pay off any debt payments, and support additional financial needs in the future.
Life insurance is basically a financial safety net.
The younger, the better. Typically between 20 years old and 35 years old are ideal insured ages. Insurance increases in cost the older the insured person gets.
If you become a parent, purchase life insurance right away, so your term life premiums are cheaper.
Yep. In fact, there is a type of life insurance called funeral and final expense insurance that covers funeral expenses (final expenses).
Fill out the form with any questions you have about finding the coverage that's right for you!
Call or Text 616-302-4014 jakehorman@forrealfinancial.com
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